Westfield Christian Healthcare

Do you find yourself frustrated when looking for affordable healthcare options? The inefficiency of our country’s current healthcare system is staggering. With premiums and out-of-pocket expenses going up and coverage going down, it seems like the whole system is broken beyond repair. What should a Christian do when faced with a healthcare system that doesn’t seem to work? There’s one simple, effective solution available: enroll in a medical cost-sharing program like AffordaShare.

What Are Medical Cost Sharing Programs?

Westfield Christian Healthcare

Just as the name implies, a medical cost sharing program allows a group of people to come together and share the cost of medical care. Here’s how it works: Participants in the cost-sharing program contribute a monthly membership fee. Those fees are pooled together then allocated to members who need medical costs covered that month.

Sounds easy, right? That’s because it is—it’s healthcare simplified in its purest form with a group of people agreeing to take care of one another’s needs. And unlike with traditional health insurance, there’s no catch. When you go to the doctor or hospital under a typical health insurance program, you have to wait around for weeks to find out how much you owe; with medical cost-sharing programs there’s no more guesswork—you really do get your healthcare bills covered when you need them.

And this concept is nothing new. Some more traditional denominations like the Mennonites and Amish have been sharing medical costs for more than a hundred years. It took a bit longer for mainstream Christians to catch on, though; they began creating medical cost-sharing plans in the late 1980s. That means these programs have had decades to refine themselves, creating a solution that works for all members.

Benefits of Medical Cost Sharing with AffordaShare

There are countless benefits to enrolling in our Westfield Christian healthcare. For starters, there is no distinction between in-network or out-of-network providers—you can go to any doctor or hospital you choose! You’ll also end up saving a lot of money compared to the cost of traditional health insurance. The monthly membership fees are significantly lower than healthcare premiums plus you’ll save when you go to the doctor because you’ll receive a discount for paying in cash. But those are just two of the many benefits you can enjoy with our healthcare alternative. Here are a few more:

  • A Tele-Doc service that’s available free of charge 24 hours a day, 7 days a week
  • Annual “Flex Pay” money that can be used for additional health and fitness expenses like gym memberships, weight loss programs, fitness trackers, walkers, bandages, crutches, etc.
  • A $10,000 benefit paid in the event of an enrolled family member’s death
    Optional dental and vision coverage that can be added to your membership plan at any time
  • No more guesswork; you know up front what’s covered without having to deal with annoying EOBs (explanation of benefits) from your health insurance company
  • Several program levels to choose from so you can find a plan that meets your family’s needs
  • Unlike insurance through your employer or the marketplace, your coverage doesn’t end or change if you move to a different state or start a new job
  • There’s no specific enrollment period to keep track of—you’re free to apply any time you’d like

How Our Westfield Christian Healthcare Works

So how exactly does this all work? It’s simple. To enroll in AffordaShare and start enjoying its many benefits, all you have to do is:

  1. Fill out our initial fact-finder questionnaire to provide us with some key information about the healthcare needs of your family members.
  2. Receive a membership quote from our team containing several options for you to choose from.
  3. Select the plan that works best for you and your family then enroll.
  4. Pay your membership fees every month.
  5. Any time you go to the doctor or need medical care, tell them you’re a self-pay patient who’s paying in cash, which will get you a discount of approximately 25-50% off services.
  6. Either call AffordaShare when you’re at the provider’s office to have us pay upfront or pay for the services yourself then be reimbursed post-treatment, typically within seven days.

It’s that easy! If you’d like to learn more about our Westfield Christian Healthcare, feel free to give us a call at 317-431-7541 or send a message to jfrey@AffordaShare.com – we’re happy to help in any way we can.