Indianapolis Small Business Health Insurance

Finding decent health insurance for your employees can be one of the hardest parts of owning an Indianapolis small business. There are certainly many plans to choose from, but few of them seem to offer decent coverage at an affordable price. So what should a small business owner do?

Your best option is to look into health insurance alternatives like AffordaShare. At AffordaShare, we’re a medical cost savings organization that offers small business healthcare in the Indianapolis area.

How does our program work? It’s simple, really. Every month, program participants contribute a pre-set membership fee. All of these fees are pooled together by the program administrator then distributed to any members who incur healthcare expenses during the month. This straightforward method allows your employees to get the coverage they need when they need it at a cost they can afford.

If this sounds like the type of Indianapolis small business health insurance you’ve been looking for, then give us a call today at 317-431-7541. You can also reach us online at any time by emailing

If you’re still debating if health insurance is the right option for your company, then we invite you to keep reading; below are five reasons why you should provide healthcare coverage to your employees.

Why You Need Indianapolis Small Business Health Insurance

There are countless reasons why small businesses should make healthcare coverage a priority for their employees; a few of the most compelling include:

1. It Shows Employees How Valuable They Are

Employees spend so much time at work that it’s important for them to feel valued and appreciated for the hard work they do. Providing health insurance is a way for small business owners to show their employees that they care about them as people, not just workers.

2. It Will Attract More Applicants

Offering health insurance to employees may seem like an unnecessary expense, but when you consider how it can help attract more job applicants and reduce turnover rates, the cost can be well worth it.

When potential employees look through job listings, they usually have a set of criteria that they judge each prospect by. If you don’t offer healthcare coverage, many people will simply move on to the next opportunity without even applying for your position. Not only does this decrease the number of applications you receive, it also means you’re attracting lower-caliber candidates.

3. It Increases Employee Satisfaction

Offering your employees the opportunity to purchase health insurance through your company benefits plan is a good way to increase their satisfaction and improve their chances of staying in your organization for the long term.

4. It Boosts Employee Productivity

Offering health insurance is a great way for small business owners to boost productivity. Healthy, satisfied employees are more productive, which can lead to better customer service and higher profits.

5. It Decreases Time Taken Off Work

Healthy employees who are satisfied with their jobs and feel valued in the workplace will have much better attendance than those who struggle with health issues or feel unappreciated. By providing your workers with the Indianapolis small business health insurance they need, it’s likely you’ll experience a reduction in the amount of time off your employees take.

Benefits of Our Indianapolis Small Business Health Insurance

AffordaShare offers a wide range of benefits, including:

  • Extensive healthcare coverage at a fraction of the cost of traditional health insurance.
  • An additional discount on healthcare services for being a cash-pay patient.
  • Employees can choose to visit any healthcare provider they’d like – all doctors and hospitals are considered “in-network.”
  • Access to a Tele-Doc service that offers free doctor’s appointments 24 hours a day, 365 days a year.
  • Coverage for most major and minor medical issues such as burns, cuts, sprained ankles, broken bones, allergies, heart attacks, and cancer.
  • Flex pay money provided every year that can be spent on health and fitness items like walkers, bandages, crutches, weights, fitness trackers, and more.
  • A $10,000 benefit awarded in the unfortunate case of a member’s death.

Try Our Indianapolis Small Business Health Insurance

Healthcare coverage is an essential part of any small business’s benefits package. For comprehensive coverage at affordable rates, contact the team at AffordaShare; we’d love to talk to you about the various plans we have to offer. 

To get started, drop us a line at You can also reach us by calling 317-431-7541 or by filling out the contact form on our website.