Indianapolis Health Insurance

Finding the right Indianapolis health insurance can be frustrating; you spend all that time sorting through various plans only to find that none of them offer the coverage you need at a price you can afford. Thankfully, you don’t have to settle for subpar health insurance – there is an alternative option available through medical cost sharing programs like AffordaShare.

If you want to talk to a member of our staff about the kind of coverage AffordaShare offers, then feel free to give us a call at 317-431-7541; you can also reach us via email at

To learn more about medical cost sharing, the benefits it offers, and why it’s an excellent alternative to traditional Indianapolis health insurance, keep reading; we’ve prepared a brief guide below to teach you all you need to know on the subject.

Why Typical Indianapolis Health Insurance Doesn’t Work

When you look at traditional health insurance these days, it’s pretty evident that the system is broken. The cost of healthcare has been steadily rising, far outpacing the rate of inflation. Families are now paying a substantial portion of their income in monthly premiums, deductibles, and healthcare services, making it harder and harder to make ends meet. At the same time, coverage offered by health insurance has been shrinking so we end up paying a lot more for fewer services. 

Many of these issues are driven by the health insurance companies themselves. Most health insurance companies are large corporate entities that are run inefficiently; this drives up expenses that are then passed on to their customers. It also doesn’t help that the health insurance companies have one primary objective: to make as much profit as possible. Instead of placing their focus on caring for people’s health, insurance companies base their decisions on profit alone.  

AffordaShare: The Best Indianapolis Health Insurance Option

That’s why insurance alternatives life AffordaShare are absolutely essential. If you want affordable health insurance that actually covers the cost of treatment, then you need a medical cost sharing program like AffordaShare. Let’s take a look at what AffordaShare is and the benefits they have to offer.

What Is Medical Cost Sharing?

Medical cost sharing programs may be a new concept to some people, but they’ve actually been around in an official capacity for several decades. Religious organizations started these programs back in the 1980s as a way to provide better healthcare coverage to their members than what was available on the market. 

The way they work is simple: 

  1. Each participant in the program submits a monthly membership fee. This fee has been determined in advance when the person (and their family) signed up for the medical cost sharing program.
  2. The money contributed by all the members is then collected by the program administrator and held until it is needed.
  3. Whenever any of the members has a medical need, their costs are covered. They can either do this by calling the program administrator and having them pay immediately or paying for service themselves then getting reimbursed withing 7 days.

Medical cost sharing is beautiful in its simplicity. It allows members to get the medical coverage they need and save money without all the hassle of dealing with health insurance providers.

What Kind of Benefits Does AffordaShare Offer?

Simplicity is just one of the many benefits that AffordaShare has to offer. Some of the others include: 

  • The ability to visit any doctor or healthcare provider you want – all are considered “in network.”
  • Substantial savings every month when compared to the cost of premiums at traditional health insurance companies – often 25% up to 50% less expensive!
  • Additional savings when you visit your healthcare provider; cash pay patients are given a discount for services since they’re not using health insurance.
  • A free tele-doc service that’s available 24 hours a day, 7 day per week.
  • “Flex Pay” money that’s provided every year to cover additional health and fitness related costs such as fitness trackers, weight loss programs, gym memberships, crutches, bandages, walkers, and more.
  • A $10,000 death benefit paid out whenever a member passes away.
  • Coverage that doesn’t change when you leave a job or move to another state.
  • Optional dental and vision benefits that can be added to your plan at any time during the year.
  • And many more!

Try Our Indianapolis Health Insurance Alternative

If you’re ready to take control of your healthcare – and save money while doing it – then contact AffordaShare. To get started, simply fill out our intake questionnaire or give us a call at 317-431-7541.