Are you having trouble finding Indiana Affordable Healthcare to meet your family’s needs? If so, there’s good news – you’re not alone and there is a solution. Through AffordaShare, you can reduce your monthly healthcare costs and get coverage when you need it.
How does AffordaShare work? It’s simple, really. You enroll and pay your monthly membership fees which are pooled with other members’ payments. Then whenever a family member incurs a medical expense you either call and have AffordaShare pay upfront or make the payment yourself and get reimbursed within 7 days.
This is what’s called a “medical cost-sharing program.” These programs have been actively operating in the United States for more than 20 years. Their sole purpose is to help people take control of their healthcare and save money while still getting the essential care they need. Let’s take a closer look at what AffordaShare has to offer.
There are a lot of reasons why the popularity of programs like AffordaShare have taken off in recent years. For starters, people are simply tired of paying higher premiums every year while having to haggle with insurance companies to get their medical bills covered.
AffordaShare takes the frustration and guesswork out of healthcare. Your monthly membership fees will typically be 25-50% less than what you’d pay for traditional health insurance and coverage under AffordaShare is simple and straightforward; once you meet your annual portion amount (which is kind of like a deductible), all your medical necessities will be covered. (Ongoing mental health counseling, drug or alcohol rehabilitation, and elective procedures are not included, however.)
There are countless other benefits to participating in a medical cost share program like AffordaShare, including:
Medical cost savings programs offer a steep discount on monthly rates and overall costs when compared to your typical healthcare costs. How exactly are they able to do that? Well, there are a few key features that enable these savings.
For starters, medical cost-sharing programs like AffordaShare don’t cost much to maintain, especially when compared to the massive costs incurred by large health insurance programs; they don’t have to pay nearly as much for office space, staff salaries, administrative costs, government oversight fees, etc. With greatly reduced overhead costs and operating expenses, these programs are able to pass on substantial savings to their members.
Members are also able to save money because they’re considered self-pay patients. When patients pay cash or use a medical cost-sharing program like AffordaShare, medical practitioners get paid much sooner while incurring fewer expenses compared to going through insurance. Because their costs are reduced, they pass those savings on to patients. This ends up reducing overall medical expenditure for members enrolled in programs like AffordaShare.
Membership in medical cost-sharing plans are also reduced because they don’t include coverage for a few select procedures which drive costs up. For example, AffordaShare doesn’t cover the cost of gender reassignment surgery, drug, and alcohol treatment, or long-term mental health counseling. With these expensive services excluded, the overall program cost is greatly reduced for all members.
To enroll in AffordaShare, the first step is to fill out the initial fact finder questionnaire located on our website. Once you provide us with the necessary information, we’ll review your answers then contact you with a membership quote. Then you can select the plan that works best for you and enroll. If you have any questions about this process or our services, please feel free to give us a call at 317-431-7541 or send an email to frey@AffordaShare.com.