Indiana Affordable Health Insurance

Finding affordable health insurance in Indiana (or any other state) can be quite the challenge. Year after year, premiums continue to rise while coverage seems to shrink. With trends like these, it’s no wonder so many individuals, families, and small businesses are looking for alternatives to traditional health insurance.

Thankfully, there is a way to get your healthcare expenses covered while saving money on your monthly bills through AffordaShare, a private medical cost-sharing organization. At AffordaShare, we offer coverage plans that are simple, straightforward, and affordable, taking the guesswork and frustration out of healthcare. We’re not a health insurance company, though; we’re something better – a low-cost way for you to take control of your family’s healthcare.

If you’d like to talk to a member of our staff about the various coverage plans we offer, feel free to contact us at 317-431-7541. We can also be reached via email at jfrey@AffordaShare.com. To learn more about medical cost-sharing and its benefits, just keep reading; we’ve prepared a brief introduction to help you understand this unique health insurance alternative and its benefits.

What is Medical Cost Sharing?

Medical cost-sharing does exactly what the name implies; it allows a group of people to come together and pool their resources so they can be distributed later when members need help the most. This sharing of medical costs is facilitated by an organization that recruits members, gathers monthly fees, and allocates money for payments according to pre-established guidelines when healthcare services are rendered.

Medical cost-sharing (also called healthcare sharing plans) is an affordable alternative to Indiana health insurance, but they’re not the same; there are a few key differences between the two. One of the biggest differences is that those enrolled in a medical cost-sharing program like AffordaShare can go to any doctor they’d like – you no longer have to decide what provider to use based on who’s in or out of network.

Another big difference between health insurance and medical cost sharing is how simple the process is. It’s not easy to navigate through the complicated mess of the healthcare insurance industry, with its unclear explanation of benefits (EOB), unhelpful service representatives, and denied claims. Programs like AffordaShare are simple and straightforward, telling you in advance all that they cover with no guesswork or haggling required.

What Other Benefits Does AffordaShare Offer?

In addition to being able to choose your own provider and knowing upfront what’s covered in the plan, there are countless other benefits to medical cost-sharing. A few of them include:

A free Tele-Doc service that’s available to members 24 hours a day, 7 days a week
Being charged lower fees because you’re paying in cash instead of going through health insurance
You’re provided with annual “Flex Pay” money to pay for other health and fitness expenses such as fitness trackers, gym memberships, walkers, braces, bandages, weight loss programs, etc.
No specific enrollment period – you can apply whenever you’d like
Multiple program levels available to better meet your specific needs
Membership fees that typically run between 25-50% less than monthly health insurance premiums
Optional dental and vision benefits that can be added to your basic plan at any time
No need to reapply if you move to a different state, unlike health insurance provided through the ACA marketplace
There’s no difference in coverage if you change jobs
A $10,000 death benefit included to help pay for costs if a member passes away

How Does Affordashare Work?

Enrolling in AffordaShare and using your benefits is easy. Here’s all you have to do:

Get a membership quote by filling out our initial fact-finder questionnaire
Choose your plan and enroll
Pay your monthly membership fees
Whenever you go to the doctor, tell them you’re a self-pay patient paying in cash (which will typically earn you a 25-50% discount off services)
Either call us to pay for services or pay upfront and be reimbursed within 7days

It’s that easy! And if you ever have questions about your membership or benefits, all you have to do is give us a call at 317-431-7541; we’re happy to help in any way we can.

Learn More About Our Indiana Affordable Health Insurance Alternative

If you’re interested in learning more about our Indiana affordable health insurance alternative, we invite you to check out the testimonials, FAQs, and additional information provided on our website. If your questions haven’t already been covered on our site, feel free to send a message to jfrey@AffordaShare.com or call 317-431-7541.