Westfield Affordable Health Insurance

Are you having trouble finding Westfield affordable health insurance? If so, you’re not alone—people all over the country are struggling to find healthcare that meets their needs without draining their bank accounts. With a healthcare system that’s hard to navigate and far too expensive, it can be easy to lose hope of finding an alternative. Thankfully, there is a solution available through medical cost-sharing programs like AffordaShare.

What Does AffordaShare Offer?

AffordaShare is a private medical cost-sharing program that’s specifically designed to simplify healthcare and provide individuals, families, and small businesses with the coverage they need at rates they can afford. We’re not an insurance company, but we’re something even better—an affordable way to take control of your healthcare while eliminating the frustration of dealing with traditional health insurance coverage. We take the guesswork out of health insurance by offering plans that are clear, straightforward, and easy to understand.

So how exactly does all of this work? It’s simple, really. Each member is responsible for paying a fee into the program every month. The amount of this monthly fee is determined when you complete your enrollment. All the members’ fees are then collected together and redistributed to those who require healthcare during the month.

If you happen to need coverage at any point, all you have to do is go to the healthcare provider, tell them you’re paying in cash as a self-pay patient, then either call AffordaShare to make a payment or pay upfront and have us reimburse you within seven days. By paying in cash upfront, members enjoy a lower rate for service at the doctor; they don’t have to waste time submitting insurance claims, so healthcare providers are willing to offer lower rates in return.

The simplicity of this Westfield affordable health insurance is brilliant. It allows members to get coverage whenever they need it with no questions asked while saving them money at the same time. It’s the best alternative to health insurance that’s out there.

What Benefits Does Westfield Affordable Health Insurance Offer?

There are a wide range of benefits available to those who enroll in our Westfield affordable health insurance alternative. Here are just a few of them:

Free virtual doctor’s visits are available 24 hours a day, 7 days a week for all members.
No limitations on what healthcare practitioners you can visit; all doctors and hospitals are considered “in-network” so you can choose your own provider.
Monthly membership fees are typically 25-50% lower than the cost of a traditional health insurance premium.
Annual flex-pay is included in every plan which can be used for additional health and fitness-related expenses like walkers, crutches, testing supplies, fitness trackers, weight loss programs, gym memberships, over-the-counter medication, etc.
A $10,000 benefit is payable to surviving family in the event of a member’s death.
Elective dental and vision benefits can be amended to your standard plan at any time.

What Makes Your Health Insurance Alternative So Affordable?

There are several ways that AffordaShare is able to keep costs down. For starters, our company doesn’t have to contend with the same high overhead costs that you’ll find with traditional health insurance companies. Because our organization is streamlined with a small operating budget, we can pass on significant savings to our members.

We’re also able to keep costs low because there are a few expensive treatments that aren’t covered in our healthcare plans. For example, drug or alcohol treatment programs, gender reassignment surgery, and long-term mental health care are excluded from coverage. These types of treatment are unfortunately very expensive but rarely used by most members. By eliminating coverage for these services, the average cost for all members decreases considerably.

How Do I Enroll in Your Westfield Affordable Health Insurance?

It’s easy to sign up for our Westfield affordable health insurance alternative. The first step is to go to our website and fill out the initial fact-finder questionnaire; this will provide us with valuable information about the healthcare needs of your family members.

Using the answers provided, we’ll provide you with several options for coverage. Then all you need to do is pick which plan you prefer and pay your first monthly fee—it’s that simple! If you have any questions about the process, feel free to contact us at 317-431-7541 or send a message to jfrey@AffordaShare.com.