What does this cover? What does it not cover?

We cover virtually everything a regular health
insurance company covers with a few exceptions. We don’t cover some major, pre-existing
medical illnesses or issues, if you already have that diagnosis. It’s just a few things, so it’s
best to complete the next steps document and start the process. There’s no obligation. Then
we also don’t cover ongoing mental health counseling or serious mental health issues like
severe depression that requires hospitalization, alcohol or drug rehabilitation and regular
elective procedures not covered by any health insurance plan or carrier. Other than that, we
cover everything a regular health insurance plan covers from sprained ankles, stitches, broken
bones, cancer, stroke, heart attacks and anything else physical that may come up out of the
blue with you.